Estimate 2026 Tennessee paychecks with hourly and salary examples, federal W-4 and FICA guidance, Hall tax clarification, and overtime.
Your pay details
Change any field to update the gross estimate.
01 / INPUT
Regular resident wages, 2020+ federal W-4, latest supported 2026 state tables. Not for historical paychecks, bonuses, nonresident allocation, or multistate payroll.
Pay amount
Tax context
Deductions
Enter deductions for one pay period. Other pre-tax reduces income-tax wages but not FICA; use only qualifying deductions. Dollar elections below specify annual or per-paycheck amounts separately.
Federal W-4 elections
Planning inputs only. This does not submit an electronic W-4; your employer uses the form you file with them. Leave blank anything you did not enter on your W-4.
$
Annual dollars
$
Annual dollars
$
Annual dollars
$
Dollars per paycheck
Year-to-date taxable wages
Taxable wages earned before this paycheck from the same employer—not tax already withheld. Blank means 0.
$
Wages before this paycheck
$
Wages before this paycheck
Tennessee state withholding
Tennessee has no state wage income tax, so state withholding is zero. Local and other payroll amounts below still apply.
Tennessee has no state tax on wage income. Resident regular wages only. Use the wage override for a known state-taxable base. Enter county/local taxes, disability, paid leave, and other payroll charges as actual dollar amounts below.Effective current 2026 payroll tables (not historical paychecks)Published state wage-tax reference
Local and other payroll
Known actual dollar amounts per paycheck, not rates. Blank means 0.
$
Dollars per paycheck
$
Dollars per paycheck
Tennessee has no state tax on wage income. Effective current 2026 payroll tables (not historical paychecks).
ESTIMATED TAKE-HOME PAY
Complete the inputs
Enter pay, state, and filing status to calculate.
Paycheck breakdownBIWEEKLY
Gross pay · every 2 weeks gross$0.00
Federal income tax · estimate—
State income tax · estimate—
Social Security · estimate—
Medicare, including any additional tax—
Pre-tax deductions—
Post-tax deductions—
Local tax · entered amount—
Other payroll · entered amount—
Estimated net pay—
Choose your tax contextSelect a U.S. state and filing status. Tax lines stay blank until these are selected.
Withholding estimates use current employer tables and the elections entered. Annual totals repeat this paycheck—not future wage-cap changes. Local taxes, disability, and paid leave require actual entered amounts. Historical or special payroll methods are not supported.
Paycheck & Tax Guides
Understand the numbers behind your paycheck.
Practical 2026 explanations with IRS and state sources. Learn what an estimate can—and cannot—tell you.
Tennessee does not tax wage income at the state level. Older references to the Hall income tax can confuse paycheck comparisons, but that former tax concerned certain investment income and was repealed for tax periods beginning in 2021 or later.
No Tennessee wage-income withholding in 2026
A regular Tennessee employee check has no Tennessee individual wage-income tax in this model. The Department of Revenue states that the Hall tax was repealed for tax periods beginning January 1, 2021 or later. Do not add that old investment-income tax as a current wage deduction.
Federal withholding is still required under the applicable W-4 rules, and Social Security and Medicare can still apply. Zero state wage tax is not a valid reason by itself to claim exemption from federal withholding. Cross-border work or another state’s residency rules require separate analysis outside this Tennessee resident-wage estimate.
For salary workers, verify whether payroll is biweekly or twice monthly. A $62,400 offer produces $2,400 over 26 checks but $2,600 over 24. Those extra biweekly paydays do not represent a bonus; they are part of the annual salary schedule.
For variable shifts, enter earnings in the current period rather than a typical month. Traditional 401(k) contributions and qualifying pre-tax insurance affect tax bases differently, while post-tax deductions simply reduce the deposit after taxes. Federal annual projections repeat the check, so they should not be read as a precise year-end forecast when hours change.
For covered nonexempt employees, the federal FLSA generally requires at least time-and-a-half after 40 hours worked in a week. At $24, ten qualifying overtime hours add $360, making a 50-hour week $1,320 gross. Paid leave or a shorter second week does not automatically change those worked-hour rules.
Tennessee does not add state wage-income withholding to the modeled overtime check, but federal withholding and FICA still apply. The qualified federal overtime deduction is limited to eligible compensation under IRS rules; it does not mean all extra earnings are exempt or that payroll should withhold nothing.
Tennessee worked examples
Both examples are hypothetical and calculated with this site's withholding engine for a single filer.
Weekly hourly wages before benefit deductions
Hypothetical example, not a real paycheck
Pay frequency
Weekly (52 periods per year)
Gross calculation
$24.00 per hour × 40 hours = $960.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Zero or default
Per-paycheck breakdown for Weekly hourly wages before benefit deductions
Line
Per paycheck
Gross pay
$960.00
Federal income tax withheld
$73.28
TN state income tax withheld
$0.00
Social Security
$59.52
Medicare
$13.92
Retirement contribution
$0.00
Health deduction
$0.00
Partial net pay under these assumptions
$813.28
Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.
Gross is $960. State wage-income withholding is zero and no Hall tax is added. This example has no benefits, tips, or overtime; it is not a Tennessee wage survey.
Twice-monthly salary with retirement
Hypothetical example, not a real paycheck
Pay frequency
Semimonthly (24 periods per year)
Gross calculation
$62,400.00 annual salary ÷ 24 pay periods = $2,600.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Zero or default
Per-paycheck breakdown for Twice-monthly salary with retirement
Line
Per paycheck
Gross pay
$2,600.00
Federal income tax withheld
$205.57
TN state income tax withheld
$0.00
Social Security
$161.20
Medicare
$37.70
Retirement contribution
$130.00
Health deduction
$0.00
Partial net pay under these assumptions
$2,065.53
Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.
Gross is $2,600 over 24 checks, with a $130 traditional contribution. The contribution reduces federal income-tax wages but remains in the modeled FICA base.
Frequently asked questions
Should Hall tax appear on a 2026 Tennessee paycheck?
No. The former tax was not a wage-income tax and was repealed for tax periods beginning in 2021 or later. It is not a current employee wage withholding line.
Does Tennessee’s zero state tax make overtime tax-free?
No. Federal withholding and FICA can still apply. Federal deduction eligibility for qualified premiums does not exempt the entire overtime wage.
Why is my twice-monthly gross larger than my friend’s biweekly gross?
If annual salaries match, 24 checks divide the annual amount into larger pieces than 26 checks. Compare the full annual schedule and benefit assumptions, not just a single payday.
Default mode follows IRS Publication 15-T Worksheet 1A for a 2020-or-later W-4 and each supported state’s current employer formula. W-4 credits and annual adjustments affect federal withholding; state elections follow the state certificate independently.
Social Security withholds 6.2% on this check’s remaining wages under the $184,500 employer wage cap. Medicare withholds 1.45%, plus 0.9% on wages crossing the employer’s $200,000 threshold, regardless of filing status. Enter taxable wages before this paycheck in the YTD controls. Traditional retirement deferrals remain subject to FICA; qualifying cafeteria-plan health premiums are assumed FICA-exempt.
Annual projections repeat this check. The separate annual tax estimate mode retains a limited legacy liability model and uses filing-status Medicare liability thresholds; it does not represent paycheck withholding. Overtime is not automatically exempt from withholding or FICA. Use W-4 Step 4(b) for an elected overtime-related withholding deduction.
TAX YEAR 2026
Sources & assumptions
Federal filing statusNot selected
State selectedTennessee
Rule set and update2026 · current 2026 payroll tables (not historical paychecks)
Regular resident wage withholding only. Not for 2019-or-earlier W-4 forms, historical pay dates, supplemental/bonus methods, multistate allocation, reciprocity, pensions, or special employer methods. State wage overrides and entered local/other payroll dollars are used as supplied, not independently verified. Each state section identifies its table and effective period. DC withholding is not verified and is unavailable rather than silently using annual brackets. Legacy annual mode omits many state adjustments and later amendments. This is a planning estimate, not tax advice or a guarantee of your employer’s exact result.