MISSOURI PAYCHECK

Missouri paycheck calculator

Estimate 2026 Missouri paychecks with the official employer formula, whole-dollar withholding, local earnings-tax cautions, and worked examples.

Your pay details

Change any field to update the gross estimate.

01 / INPUT

Regular resident wages, 2020+ federal W-4, latest supported 2026 state tables. Not for historical paychecks, bonuses, nonresident allocation, or multistate payroll.

Enter deductions for one pay period. Other pre-tax reduces income-tax wages but not FICA; use only qualifying deductions. Dollar elections below specify annual or per-paycheck amounts separately.

Planning inputs only. This does not submit an electronic W-4; your employer uses the form you file with them. Leave blank anything you did not enter on your W-4.

Annual dollars
Annual dollars
Annual dollars
Dollars per paycheck

Taxable wages earned before this paycheck from the same employer—not tax already withheld. Blank means 0.

Wages before this paycheck
Wages before this paycheck
Dollars per paycheck
Optional. State income-tax wages for this paycheck; blank uses the calculated amount.

Missouri’s official computer formula uses the 2026 standard deductions and employer brackets; withholding rounds to a whole dollar. Resident regular wages only. Use the wage override for a known state-taxable base. Enter county/local taxes, disability, paid leave, and other payroll charges as actual dollar amounts below.Effective current 2026 payroll tables (not historical paychecks)Official employer withholding source

Known actual dollar amounts per paycheck, not rates. Blank means 0.

Dollars per paycheck
Dollars per paycheck

Missouri’s official computer formula uses the 2026 standard deductions and employer brackets; withholding rounds to a whole dollar. Effective current 2026 payroll tables (not historical paychecks).

ESTIMATED TAKE-HOME PAY
Complete the inputs
Enter pay, state, and filing status to calculate.
Paycheck breakdownBIWEEKLY
Gross pay · every 2 weeks gross$0.00
Federal income tax · estimate—
State income tax · estimate—
Social Security · estimate—
Medicare, including any additional tax—
Pre-tax deductions—
Post-tax deductions—
Local tax · entered amount—
Other payroll · entered amount—
Estimated net pay—
Choose your tax contextSelect a U.S. state and filing status. Tax lines stay blank until these are selected.
Withholding estimates use current employer tables and the elections entered. Annual totals repeat this paycheck—not future wage-cap changes. Local taxes, disability, and paid leave require actual entered amounts. Historical or special payroll methods are not supported.
Paycheck & Tax Guides

Understand the numbers behind your paycheck.

Practical 2026 explanations with IRS and state sources. Learn what an estimate can—and cannot—tell you.

How to calculate take-home payA good estimate starts with the right earnings period and separates taxes from benefits. Use your pay stub to make each input meaningful.Federal tax withholding explained: your 2026 W-4Your employer is collecting a payment toward your annual income tax. The W-4 tells payroll how to estimate that payment; it does not determine your final return by itself.State paycheck guides: choose the right rules, not just a rateThe right state selection is only the beginning. Withholding certificates, wage definitions, local charges, and where you work can all change your deposit.
Browse all paycheck & tax guides
Missouri payroll guide

Missouri paycheck guide

Missouri’s employer formula annualizes wages, applies a filing-status deduction and the percentage schedule, and rounds withholding to a whole dollar. That last step can explain a small difference from a spreadsheet that keeps cents at every stage.

Use the official 2026 withholding formula and rounding

The 2026 Missouri formula first determines annualized taxable wages, then subtracts the applicable filing-status standard deduction and uses the employer percentage table. The top listed withholding percentage is 4.7%, but it is not applied to every dollar of gross pay. Lower schedule bands and the deduction are part of the calculation.

Missouri directs whole-dollar withholding rounding. The calculator retains that rule, so a state line ending in .00 is expected rather than a missing cent-level calculation. A federal W-4 credit or adjustment affects federal withholding independently; do not assume it is also a Missouri withholding allowance.

St. Louis and Kansas City earnings-tax checks

St. Louis and Kansas City have city earnings-tax rules separate from Missouri state withholding. The St. Louis guidance distinguishes its employee earnings withholding from an employer payroll expense tax. Do not charge an employer-only tax to yourself as an employee paycheck deduction.

The state calculator does not determine local residency, taxable work allocation, or a city exemption. Use actual local employee dollars in Local tax and verify the city guidance if duties include remote or out-of-city work. Compare the state line first, then local earnings tax and benefit deductions.

Missouri overtime and supplemental wage methods

For covered nonexempt employees, the federal FLSA generally requires time-and-a-half after 40 worked hours in a workweek. At $27, four qualifying overtime hours add $162. A 44-hour week is not turned into a 40-hour week for overtime purposes by working fewer hours the following week.

Missouri’s formula separately discusses supplemental-wage methods, including a flat-rate option. This page models the overtime as part of a regular check; it does not select a separate bonus or supplemental method. A federal qualified-overtime deduction is not an automatic exclusion from state wages.

Missouri worked examples

Both examples are hypothetical and calculated with this site's withholding engine for a single filer.

Biweekly hourly pay and whole-dollar state rounding

Hypothetical example, not a real paycheck

Pay frequency
Biweekly (26 periods per year)
Gross calculation
$27.00 per hour × 80 hours = $2,160.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Zero or default
Per-paycheck breakdown for Biweekly hourly pay and whole-dollar state rounding
LinePer paycheck
Gross pay$2,160.00
Federal income tax withheld$175.35
MO state income tax withheld$65.00
Social Security$133.92
Medicare$31.32
Retirement contribution$0.00
Health deduction$0.00
Partial net pay under these assumptions$1,754.41

Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.

Gross is $2,160. The Missouri employer formula’s single deduction and whole-dollar state rounding apply. No St. Louis or Kansas City earnings tax is included.

Twice-monthly salary with retirement

Hypothetical example, not a real paycheck

Pay frequency
Semimonthly (24 periods per year)
Gross calculation
$78,000.00 annual salary ÷ 24 pay periods = $3,250.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Zero or default
Per-paycheck breakdown for Twice-monthly salary with retirement
LinePer paycheck
Gross pay$3,250.00
Federal income tax withheld$311.33
MO state income tax withheld$106.00
Social Security$201.50
Medicare$47.13
Retirement contribution$162.50
Health deduction$0.00
Partial net pay under these assumptions$2,421.54

Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.

Gross is $3,250, with a $162.50 traditional contribution. The Missouri income-tax line uses regular employer withholding, not the separate supplemental-pay option; local tax is excluded.

Frequently asked questions

Why does Missouri withholding show a whole dollar?

The official employer formula specifies whole-dollar rounding. Keeping pennies in a hand calculation can therefore differ slightly from the supported payroll method.

Are Kansas City or St. Louis deductions already in the state result?

No. Their local employee earnings-tax amounts are separate and must be entered when applicable. The calculator does not establish local work allocation or residency.

Should I add the St. Louis employer payroll expense tax to my deductions?

No. The city distinguishes employer payroll expense tax from employee earnings withholding. Only actual employee deductions belong in the paycheck estimate.

Sources and review

Official Missouri sources

Federal sources

Population ranking

Missouri is ranked number 18 by population, with 6,270,541 residents, using the source below. State pages are selected by population rank.

Reviewed:

HOW WE ESTIMATE

Understand the calculation.

Default mode follows IRS Publication 15-T Worksheet 1A for a 2020-or-later W-4 and each supported state’s current employer formula. W-4 credits and annual adjustments affect federal withholding; state elections follow the state certificate independently.

Social Security withholds 6.2% on this check’s remaining wages under the $184,500 employer wage cap. Medicare withholds 1.45%, plus 0.9% on wages crossing the employer’s $200,000 threshold, regardless of filing status. Enter taxable wages before this paycheck in the YTD controls. Traditional retirement deferrals remain subject to FICA; qualifying cafeteria-plan health premiums are assumed FICA-exempt.

Annual projections repeat this check. The separate annual tax estimate mode retains a limited legacy liability model and uses filing-status Medicare liability thresholds; it does not represent paycheck withholding. Overtime is not automatically exempt from withholding or FICA. Use W-4 Step 4(b) for an elected overtime-related withholding deduction.

TAX YEAR 2026

Sources & assumptions

Regular resident wage withholding only. Not for 2019-or-earlier W-4 forms, historical pay dates, supplemental/bonus methods, multistate allocation, reciprocity, pensions, or special employer methods. State wage overrides and entered local/other payroll dollars are used as supplied, not independently verified. Each state section identifies its table and effective period. DC withholding is not verified and is unavailable rather than silently using annual brackets. Legacy annual mode omits many state adjustments and later amendments. This is a planning estimate, not tax advice or a guarantee of your employer’s exact result.