Estimate Georgia paychecks using the revised 2026 4.99% withholding rules. See G-4 deductions, hourly/salary examples, and overtime limits.
Your pay details
Change any field to update the gross estimate.
01 / INPUT
Regular resident wages, 2020+ federal W-4, latest supported 2026 state tables. Not for historical paychecks, bonuses, nonresident allocation, or multistate payroll.
Pay amount
Tax context
Deductions
Enter deductions for one pay period. Other pre-tax reduces income-tax wages but not FICA; use only qualifying deductions. Dollar elections below specify annual or per-paycheck amounts separately.
Federal W-4 elections
Planning inputs only. This does not submit an electronic W-4; your employer uses the form you file with them. Leave blank anything you did not enter on your W-4.
$
Annual dollars
$
Annual dollars
$
Annual dollars
$
Dollars per paycheck
Year-to-date taxable wages
Taxable wages earned before this paycheck from the same employer—not tax already withheld. Blank means 0.
$
Wages before this paycheck
$
Wages before this paycheck
Georgia state withholding
Blank follows your federal filing status. Use single for a working-spouse election where instructed.
Enter the count on your state certificate. Blank means zero.
$
Dollars per paycheck
$
Optional. State income-tax wages for this paycheck; blank uses the calculated amount.
Georgia’s updated employer formula uses 4.99%, $15,000/$30,000 status deduction, and $5,000 per dependent. Resident regular wages only. Use the wage override for a known state-taxable base. Enter county/local taxes, disability, paid leave, and other payroll charges as actual dollar amounts below.Effective May 11, 2026 onward; September revised guideOfficial employer withholding source
Local and other payroll
Known actual dollar amounts per paycheck, not rates. Blank means 0.
$
Dollars per paycheck
$
Dollars per paycheck
Georgia’s updated employer formula uses 4.99%, $15,000/$30,000 status deduction, and $5,000 per dependent. Effective May 11, 2026 onward; September revised guide.
ESTIMATED TAKE-HOME PAY
Complete the inputs
Enter pay, state, and filing status to calculate.
Paycheck breakdownBIWEEKLY
Gross pay · every 2 weeks gross$0.00
Federal income tax · estimate—
State income tax · estimate—
Social Security · estimate—
Medicare, including any additional tax—
Pre-tax deductions—
Post-tax deductions—
Local tax · entered amount—
Other payroll · entered amount—
Estimated net pay—
Choose your tax contextSelect a U.S. state and filing status. Tax lines stay blank until these are selected.
Withholding estimates use current employer tables and the elections entered. Annual totals repeat this paycheck—not future wage-cap changes. Local taxes, disability, and paid leave require actual entered amounts. Historical or special payroll methods are not supported.
Paycheck & Tax Guides
Understand the numbers behind your paycheck.
Practical 2026 explanations with IRS and state sources. Learn what an estimate can—and cannot—tell you.
Georgia changed its 2026 rules during the year. The September employer guide distinguishes the annual-law changes from when employers could begin using the new withholding rate. That distinction matters when a new estimate differs from an older stub.
4.99% withholding after the May 11 change
The revised 2026 employer guide states that the rate fell from 5.19% to 4.99%, with employers able to begin the new withholding rate May 11, 2026. It also increases the annual standard deduction to $15,000 for single, head-of-household, and married-separate filers, and $30,000 for married-joint filers. The dependent deduction is $5,000.
The calculator uses this revised current schedule. It does not retroactively recompute checks paid under the earlier rate or select a schedule by payroll date. Match G-4 status and dependent allowances to the certificate on file; a federal dependent credit is not the same as a Georgia dependent allowance.
Georgia withholding applies the rate after the employer deductions, not indiscriminately to gross pay. Federal withholding still uses its own progressive schedules. A higher salary can therefore change federal and state lines by different amounts, even when the Georgia rate itself has not changed.
Compare regular taxable wages after qualifying benefits and traditional retirement deductions. Bonuses or separately identified supplemental wages can use distinct payroll methods. The examples here assume regular resident wages and no additional G-4 withholding; a real employer’s processing can differ when those assumptions are not true.
Georgia overtime and the 2026 deduction distinction
A covered nonexempt employee generally earns at least time-and-a-half beyond 40 worked hours per workweek under the FLSA. At $23 an hour, eight qualifying overtime hours add $276 to a 40-hour week, bringing gross to $1,196.
Georgia’s September guide discusses limited state subtractions for qualified overtime and tips, but tells employers not to reduce 2026 Georgia withholding or W-2 state wages for those provisions. Do not simply zero out overtime taxes in the paycheck calculator. A return deduction and an employer withholding instruction are different.
Georgia worked examples
Both examples are hypothetical and calculated with this site's withholding engine for a single filer.
Weekly hourly wages under the revised schedule
Hypothetical example, not a real paycheck
Pay frequency
Weekly (52 periods per year)
Gross calculation
$23.00 per hour × 40 hours = $920.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Zero or default
Per-paycheck breakdown for Weekly hourly wages under the revised schedule
Line
Per paycheck
Gross pay
$920.00
Federal income tax withheld
$68.48
GA state income tax withheld
$31.51
Social Security
$57.04
Medicare
$13.34
Retirement contribution
$0.00
Health deduction
$0.00
Partial net pay under these assumptions
$749.63
Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.
Gross is $920, with zero G-4 dependent allowances. The current $15,000 single standard deduction and 4.99% rate apply; an older 5.19% stub can legitimately differ.
Salary with one G-4 dependent allowance
Hypothetical example, not a real paycheck
Pay frequency
Biweekly (26 periods per year)
Gross calculation
$70,200.00 annual salary ÷ 26 pay periods = $2,700.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Defaults except as listed below
Overridden elections
State allowances: 1
Per-paycheck breakdown for Salary with one G-4 dependent allowance
Line
Per paycheck
Gross pay
$2,700.00
Federal income tax withheld
$254.38
GA state income tax withheld
$96.35
Social Security
$167.40
Medicare
$39.15
Retirement contribution
$0.00
Health deduction
$0.00
Partial net pay under these assumptions
$2,142.72
Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.
Gross is $2,700. One $5,000 Georgia dependent deduction is included. Federal Step 3 credits remain zero here so the separate state election can be seen clearly.
Frequently asked questions
Was Georgia’s rate 4.99% on every 2026 paycheck?
No. The revised employer guide allows the new withholding rate beginning May 11, 2026. This current-table calculator does not reproduce earlier payrolls automatically.
Do Georgia employers stop withholding on overtime in 2026?
No. The September guide says the limited return subtractions do not reduce 2026 withholding or reported state wages. Qualified amounts are handled under the relevant return rules.
Does claiming a dependent on G-4 also change my federal W-4?
No. Georgia dependent allowances and federal dollar credits are independent elections. Update the appropriate form rather than copying a count into an unrelated dollar field.
Default mode follows IRS Publication 15-T Worksheet 1A for a 2020-or-later W-4 and each supported state’s current employer formula. W-4 credits and annual adjustments affect federal withholding; state elections follow the state certificate independently.
Social Security withholds 6.2% on this check’s remaining wages under the $184,500 employer wage cap. Medicare withholds 1.45%, plus 0.9% on wages crossing the employer’s $200,000 threshold, regardless of filing status. Enter taxable wages before this paycheck in the YTD controls. Traditional retirement deferrals remain subject to FICA; qualifying cafeteria-plan health premiums are assumed FICA-exempt.
Annual projections repeat this check. The separate annual tax estimate mode retains a limited legacy liability model and uses filing-status Medicare liability thresholds; it does not represent paycheck withholding. Overtime is not automatically exempt from withholding or FICA. Use W-4 Step 4(b) for an elected overtime-related withholding deduction.
TAX YEAR 2026
Sources & assumptions
Federal filing statusNot selected
State selectedGeorgia
Rule set and update2026 · May 11, 2026 onward; September revised guide
Regular resident wage withholding only. Not for 2019-or-earlier W-4 forms, historical pay dates, supplemental/bonus methods, multistate allocation, reciprocity, pensions, or special employer methods. State wage overrides and entered local/other payroll dollars are used as supplied, not independently verified. Each state section identifies its table and effective period. DC withholding is not verified and is unavailable rather than silently using annual brackets. Legacy annual mode omits many state adjustments and later amendments. This is a planning estimate, not tax advice or a guarantee of your employer’s exact result.