PPaycheck Calculator Pro
MARYLAND PAYCHECK

Maryland paycheck calculator

Estimate 2026 Maryland paychecks with MW507 elections, state-versus-county withholding, FAMLI start dates, and hourly/salary examples.

Your pay details

Change any field to update the gross estimate.

01 / INPUT

Regular resident wages, 2020+ federal W-4, latest supported 2026 state tables. Not for historical paychecks, bonuses, nonresident allocation, or multistate payroll.

Pay amount
Tax context
Deductions

Enter deductions for one pay period. Other pre-tax reduces income-tax wages but not FICA; use only qualifying deductions. Dollar elections below specify annual or per-paycheck amounts separately.

Federal W-4 elections

Planning inputs only. This does not submit an electronic W-4; your employer uses the form you file with them. Leave blank anything you did not enter on your W-4.

Annual dollars
Annual dollars
Annual dollars
Dollars per paycheck
Year-to-date taxable wages

Taxable wages earned before this paycheck from the same employer—not tax already withheld. Blank means 0.

Wages before this paycheck
Wages before this paycheck
Maryland state withholding
Enter the count on your state certificate. Blank means zero.
Dollars per paycheck
Optional. State income-tax wages for this paycheck; blank uses the calculated amount.

Maryland uses the state portion of its employer percentage schedule, $3,400 standard deduction, and $3,200 per exemption. County withholding is not calculated automatically. Resident regular wages only. Use the wage override for a known state-taxable base. Enter county/local taxes, disability, paid leave, and other payroll charges as actual dollar amounts below.Effective current 2026 payroll tables (not historical paychecks)Official employer withholding source

Local and other payroll

Known actual dollar amounts per paycheck, not rates. Blank means 0.

Dollars per paycheck
Dollars per paycheck

Maryland uses the state portion of its employer percentage schedule, $3,400 standard deduction, and $3,200 per exemption. County withholding is not calculated automatically. Effective current 2026 payroll tables (not historical paychecks).

ESTIMATED TAKE-HOME PAY
Complete the inputs
Enter pay, state, and filing status to calculate.
Paycheck breakdownBIWEEKLY
Gross pay · every 2 weeks gross$0.00
Federal income tax · estimate—
State income tax · estimate—
Social Security · estimate—
Medicare, including any additional tax—
Pre-tax deductions—
Post-tax deductions—
Local tax · entered amount—
Other payroll · entered amount—
Estimated net pay—
Choose your tax contextSelect a U.S. state and filing status. Tax lines stay blank until these are selected.
Withholding estimates use current employer tables and the elections entered. Annual totals repeat this paycheck—not future wage-cap changes. Local taxes, disability, and paid leave require actual entered amounts. Historical or special payroll methods are not supported.
Paycheck & Tax Guides

Understand the numbers behind your paycheck.

Practical 2026 explanations with IRS and state sources. Learn what an estimate can—and cannot—tell you.

Maryland paycheck guide: state withholding is only part of the totalMaryland’s county component can materially change take-home pay. A state-only result is not the full withholding amount for every Maryland worker.How to calculate take-home payA good estimate starts with the right earnings period and separates taxes from benefits. Use your pay stub to make each input meaningful.Federal tax withholding explained: your 2026 W-4Your employer is collecting a payment toward your annual income tax. The W-4 tells payroll how to estimate that payment; it does not determine your final return by itself.
Browse all paycheck & tax guides
Maryland payroll guide

Maryland paycheck guide

A Maryland paycheck comparison is incomplete if it includes the state income-tax component but omits applicable county or Baltimore City withholding. The employer guide publishes state and local instructions together; this calculator models the state portion and requires actual local dollars separately.

2026 state withholding and MW507 exemptions

Maryland’s 2026 employer guide uses a $3,400 standard deduction and $3,200 per withholding exemption in its state percentage calculation. It also contains the applicable state schedule and local charts. The calculator uses the state part, not a single guessed combined statewide-plus-county percentage.

Match the MW507 election and taxable wage base actually used by payroll. A count of one exemption is not $3,200 to enter as extra withholding, and a federal W-4 Step 3 credit is not automatically a Maryland exemption. Higher incomes and other circumstances can require certificate review rather than treating one basic example as universal.

Sources

Local tax now; FAMLI contributions start later

County or Baltimore City tax depends on the applicable locality and instructions. Enter the actual local dollars for the pay period so the displayed total can be compared with the stub. The examples exclude those local amounts and therefore show partial net pay, not a fully modeled Maryland deposit.

Maryland FAMLI’s official current timeline starts contributions January 1, 2027 and benefits January 1, 2028. Do not insert a mandatory statewide FAMLI deduction into a 2026 check using an obsolete implementation schedule. A separate employer benefit plan or other actual deduction can still belong in the appropriate field.

Sources

Maryland overtime and a combined state/local paystub

Under the FLSA, covered nonexempt workers generally receive at least time-and-a-half beyond 40 hours worked in a workweek. At $30, six qualifying overtime hours add $270. Specific exemptions and state rules still need review; the calculator is not an overtime eligibility determination.

That higher regular wage amount can affect both state and local income withholding. Check them separately rather than attributing the full net-pay change to the state schedule. Federal qualified-overtime deduction eligibility does not eliminate FICA or authorize assuming that every local wage base excludes overtime.

Maryland worked examples

Both examples are hypothetical and calculated with this site's withholding engine for a single filer.

Hourly wages before county or city tax

Hypothetical example, not a real paycheck

Pay frequency
Biweekly (26 periods per year)
Gross calculation
$30.00 per hour × 80 hours = $2,400.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Defaults except as listed below
Overridden elections
  • State allowances: 1
Per-paycheck breakdown for Hourly wages before county or city tax
LinePer paycheck
Gross pay$2,400.00
Federal income tax withheld$204.15
MD state income tax withheld$101.94
Social Security$148.80
Medicare$34.80
Retirement contribution$0.00
Health deduction$0.00
Partial net pay under these assumptions$1,910.31

Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.

Gross is $2,400 with one $3,200 annual Maryland exemption. Local withholding is excluded and must be added to reproduce the deposit. No 2026 FAMLI contribution is assumed.

Salary with retirement and one exemption

Hypothetical example, not a real paycheck

Pay frequency
Biweekly (26 periods per year)
Gross calculation
$91,000.00 annual salary ÷ 26 pay periods = $3,500.00
Filer
Single, 2020+ W-4, Step 2 off, Steps 3 and 4 zero, year-to-date wages zero
State elections
Defaults except as listed below
Overridden elections
  • State allowances: 1
Per-paycheck breakdown for Salary with retirement and one exemption
LinePer paycheck
Gross pay$3,500.00
Federal income tax withheld$391.88
MD state income tax withheld$145.88
Social Security$217.00
Medicare$50.75
Retirement contribution$175.00
Health deduction$0.00
Partial net pay under these assumptions$2,519.49

Excluded: local tax ($0.00) and other payroll deductions ($0.00) are assumed zero unless shown above. No benefits are included unless listed. This is a partial net under assumptions, not an actual deposit.

Gross is $3,500 and the traditional contribution is $175. The state portion uses one exemption; the result deliberately omits locality-specific income withholding.

Frequently asked questions

Is the Maryland state result a combined state-and-county tax?

No. Only the state employer computation is automatic. Enter verified county or Baltimore City dollars in Local tax to compare total income-tax deductions.

Should a mandatory Maryland FAMLI premium appear in these 2026 examples?

No. The current official schedule starts program contributions January 1, 2027 and benefits January 1, 2028. Do not use superseded dates to add a 2026 premium.

Can two Maryland residents with identical salaries get different deposits?

Yes. Locality, MW507 elections, federal W-4 entries, benefit contributions, and other deductions can differ. Matching only gross salary is not sufficient.

Sources and review

Official Maryland sources

Federal sources

Population ranking

Maryland is ranked number 19 by population, with 6,265,347 residents, using the source below. State pages are selected by population rank.

Reviewed:

HOW WE ESTIMATE

Understand the calculation.

Default mode follows IRS Publication 15-T Worksheet 1A for a 2020-or-later W-4 and each supported state’s current employer formula. W-4 credits and annual adjustments affect federal withholding; state elections follow the state certificate independently.

Social Security withholds 6.2% on this check’s remaining wages under the $184,500 employer wage cap. Medicare withholds 1.45%, plus 0.9% on wages crossing the employer’s $200,000 threshold, regardless of filing status. Enter taxable wages before this paycheck in the YTD controls. Traditional retirement deferrals remain subject to FICA; qualifying cafeteria-plan health premiums are assumed FICA-exempt.

Annual projections repeat this check. The separate annual tax estimate mode retains a limited legacy liability model and uses filing-status Medicare liability thresholds; it does not represent paycheck withholding. Overtime is not automatically exempt from withholding or FICA. Use W-4 Step 4(b) for an elected overtime-related withholding deduction.

TAX YEAR 2026

Sources & assumptions

Regular resident wage withholding only. Not for 2019-or-earlier W-4 forms, historical pay dates, supplemental/bonus methods, multistate allocation, reciprocity, pensions, or special employer methods. State wage overrides and entered local/other payroll dollars are used as supplied, not independently verified. Each state section identifies its table and effective period. DC withholding is not verified and is unavailable rather than silently using annual brackets. Legacy annual mode omits many state adjustments and later amendments. This is a planning estimate, not tax advice or a guarantee of your employer’s exact result.